[kt0626]

Also depends on your postal service and the options selected Nikki boy....i.e. Canada Post: even if you don't 'buy' insurance, most parcels automatically give you the first $100 as insurance coverage - any more in value is a costs to you....so long as you have proof on either front (PPal invoice and/or Postal receipt), you're good for a refund from either PPal or the Posties....